Comments on: I Went To Battle Against Wells Fargo And Won My $400 Bonus

By: Chris Migliaro

Chris Migliaro — Mon, 08 Dec 2025 19:09:42 +0000

Hey there!

OMG – I’m also being scammed by Wells! I am too somewhat of a pro on opening accounts to get the cash. I opened my wifes account, completed the $3,000.00 in DD’s and they said the code wasn’t entered and they’re denying my money. Then, I just called on my account, opened July 22nd and still not funded. Called them, they said the there was no code associated with the account. I’m away from my office but I’m sure I kept the code used. They are fucked! I am so mad! My blood pressure is going up! They are such a scam, I would love to sue them! I’m gonna write a letter on both accounts like you did. Unbeleivable! What do you think?

By: Michael B

Michael B — Sat, 07 Jun 2025 02:09:22 +0000

I have been given three different reasons as to why I do not qualify for the $500 bonus for depositing $25,000 in a new Way to Save account at Wells Fargo.

I will now consider filing a class action as it appears many of us have been denied promised bonuses. Stay tuned as I may need additional named plaintiffs.

By: Marc Kolsters

Marc Kolsters — Tue, 08 Apr 2025 00:02:51 +0000

I am having the same trouble now. WF, wow.

By: Lan

Lan — Sun, 26 Nov 2023 20:10:56 +0000

My CFPB complaint didn’t work and WF is doubling down. ☹️ Any ideas of what I should try now?

By: Marian Moses

Marian Moses — Sat, 04 Nov 2023 18:52:49 +0000

No one give away “free money” if they can dodge it. It’s just a scam. They structure the offer in such a way as to give themselves loopholes to use to get out of paying the “bonus.” If that doesn’t work, they play dumb and instruct their minions to give you the runaround until you give up and go away.

I receive these “offers” regularly in the mail. But I did not just fall off the turnip truck yesterday. My TIME and ENERGY are valuable to me. So these “free money” bonus scams go straight into my paper shredder.

Screw WF and the horse they rode in on.

By: Dewan Gibson

Dewan Gibson — Sat, 28 Oct 2023 16:11:52 +0000

In reply to Gabrielle. Sorry to hear that. It's a headache. Report WF to the Consumer Financial Protection Bureau and they'll act right.

By: Gabrielle

Gabrielle — Fri, 06 Oct 2023 17:22:59 +0000

2023 checking account bonus customer here….they also did me dirty. 90 days past and no bonus. was told I need to wait 45 days. Nothing like that outlined in the fine print. We need a class action lawsuit here!

By: Alvin Phillips

Alvin Phillips — Fri, 03 Apr 2020 23:26:06 +0000

On November 24, 2019, I opened a checking account with Wells Fargo. As a condition of opening this account, I was eligible to receive a $400 bonus if I received $3,000 in direct deposits for three consecutive months. On December 4, 2019 I called Wells Fargo to verify that I was would receive the said bonus, the representative informed me that I would receive it if I meet the terms. I reached that objective, and called Wells Fargo on April 3, 2020 to inquire about when I would receive the $400 bonus. The customer service rep I spoke to said he did not know what bonus I was referring to. I escalated the situation to the customer service department, they informed me that they do see where I spoke to a representative on December 4, 2019 but do not see a record of a bonus. Wells Fargo informed me that they will open an investigation, they are giving me the run around about the bonus, and are not meeting their end of the deal/ online advertisement.

By: Sammy Wong

Sammy Wong — Thu, 05 Dec 2019 21:33:21 +0000

Thanks to Jack and Dewan. I also opened account when I received invite code from WF. The way I understood was the same as Jack and the Banker Kate explained to me the same way. She reminded me to make sure that there would be $3000 in my account from direct deposit at the within 150 days. I have maintained the direct deposit of $2000 per month for 8 months now and no $400 bonus in sight. The branch manager is useless as usual, so I filed complaint with banker at customer service 1-800 -869-3557. He at least recognized my complaint and gave my reference number for future calls I will continue with BBB and Consumer Financial Protection Bureau.

By: Dewan Gibson

Dewan Gibson — Tue, 26 Nov 2019 03:12:28 +0000

Go to the CFPB if you have yet to receive the bonus. I have no idea how WF is allowed to continually operate like this. They have no shame despite the bad press. Again, don’t wait on them, go to CFPB!

By: Jack

Jack — Tue, 29 Oct 2019 19:13:19 +0000

I opened my account April 18, 2019 and also have not received my $400. The eligibility requirement is “Within 150 days of account opening, receive a cumulative monthly total of $3,000 or more in a qualifying direct deposit to the checking account opened for this bonus offer for three consecutive months.”

Lynne, did you take that to mean at least $3,000 per month? I took it to mean $3,000 total for the three months and now I am being told $3,000 per month. If that had been clear at the beginning I wouldn’t have bothered opening the account.

I did not get a satisfactory resolution at my branch so I sent an email to a corporate executive figuring at least that would escalate it to a corporate flunky instead of a branch flunky. I got a call the next day with the news that I didn’t qualify but the flunky would see if an accommodation could be made. I’d be surprised if I ever see the $400.

Meantime, anybody reading this, don’t bother with your branch, send an email directly to Mary Mack, the EVP of Consumer Banking. Her email address is: mary.t.mack@wellsfargo.com

The flunky even admitted to me that there was a lot of confusion over the eligibility requirement and it would be fixed going forward.

That’s Wells Fargo for you, scam the customers as much as you can then say “oops” we’ll fix it.

By: Lynne P.

Lynne P. — Sat, 14 Sep 2019 20:02:53 +0000

I have been denied my $400 (so far) because of the way Wells Fargo calculates a “month” in determining whether I have had automatic deposits of at least $3000 for 3 “months.” I have met the requirements using the calendar, but WF is arbitrarily using 3 30-day periods, regardless of the number of days in the calendar month. This means that one of the deposits in the second calendar month (calculating from the day I opened my account in the middle of April) , is getting put in the third period by WF, leaving me a few dollars short of the $3000 requirement for the second month. If I can’t get it straightened out at my branch, I will follow your example and complain to the CFPB.